Rent Is Not An Emergency

So what I’ve noticed is that people who rented a space (boarding house as a classic example) panic and scratch their head when the due comes in. The truth is, paying rent is not an emergency. It is something that we know way in advance amd something that we should prepare for when we receive our paycheck after we took an amount for tithing or giving of course. 

That means before going out with friends and going clubbing and become a one day millionaire, budget your finances first to avoid future financial stress. 

When we pay our rent on time or way in advance, we can save from a late payment fee and it’s not going to be too hard on the next coming month/s. If finances is too tight then probably give up loads or minutes for internet or let go of starbucks and just drink coffee at home. I was doing that and is still doing it until now. If I’ll frequent for a coffee at Mc Donald, that’s because I have it on a budget and I will not be guilty drinking over it-it’s a delightful drink.

If you had been saving for an emergency fund, make sure to use it for a real emergency like transferring residence because you had been evicted by the landlord (hahaha) or medical problems that need an immediate attention. Hopefully, by the Jesus blood, we are all protected against the devil’s trap.

Let’s consider what an emergency is and save for something that we already know is coming to avoid anxiety out of our wrong or poor financial choices.

May we all live in financial peace♥

What To Consider Before Joining A Local Church

Looking back, I was always angry when my sisters and brother asked me money for assistance. I was angry of the pictures of lack and the reality of poverty. I was mad when they asked my help financially because I had nothing to give and it looks like I was doing nothing at all. I was insecure and filled with so much fear that I thought my life will be forever trapped in the four walls of a restricted religious organization brain washing me that I was doing God’s will in my life but left a family with almost nothing to eat. I looked so glamorous on the outside, smiling from ear to ear but my heart was torn down and broken for my inability to lift my finger to do something for my very own family who sticked with me in my worst times. I was super blinded with religion, too discipled like a Pharisee but too far from Christ. I was molded to become like my leader more than me becoming like Christ. I was more loyal to a person more than I was loyal to Christ defending them as if they died for my sins, as if they shed their blood for me and saved me from hell. I was coached again and again and again that the voice of the man of God is the voice of God – well, if the message is to lift up the name of Christ then that’s the sure voice of God. 

The Following Are My Personal Suggestions Before You Commit To A Local Church:

1) Check If The Messages Point You To Jesus Christ. Local church is a community of believers whose passion is the Lord Jesus. Will you have an encounter with the reality of the goodness of God? Did the leader lead the people to Him instead of pointing the people to be loyal to them? If it’s more to themselves and what they have done in people then please pray.

2) Check If The Bible Study Center Around The Goodness And The Presence Of God. It’s nice to be in a small group but if the gathering is only to grow in numbers to impress others, then consider it as a red flag. More so, when you gather and feast about someone else’s life and make it as an excuse for prayer then that’s not a healthy group to belong. Small group is a place to be refreshed in His Word with no pressure to increase because you are told. It will naturally grow when the presence of God is there. Remember Jesus? There was no tarpauline to advertise His coming but something so different being in His presence that crowd flocked around Him. 

3) Check If There’s More Of Condemnation Than Conviction. When you attend a local church, did you feel convicted or did you feel condemned?  If you feel condemned because you failed to join a bible study, or you miss attending church, or you are so stubborn for not joining a connect group then that’s a fleshly message. Conviction on the other hand is you have heard about the goodness of God that you become so much encourage to do what He said in His Word. Condemnation kills but conviction gives life. So, are you dead after the church service or you have been fueled to become like Christ?

4) Check Your Bible Yourself. The moment you receive Jesus Christ, His Spirit lives in you. That Spirit is your teacher and He will teach you in all truth. How many times have I read the Bible and repented because of His truth. Consider this, preachers may preach with personal goal in mind not out of God’s personal goal for His people. So if the church drive is evangelism, they tend to preach anything about evangelism and force you to bring someone in church the next week because that is His will. Yes, that’s what’s written in the Word but if it’s not driven by His Spirit then you can hear it in your spirit. Don’t just trust your personal relationship with Jesus from someone else’s personal realization. Also, some will just go to sermon central for a sermon instead of hearing from God or just watch a podcast and preach it to the people. Be discerning. 

5) Aspire To Hear From Jesus Yourself. Listen, if God talks to you about something, He will let you hear it, see it, and watch it until you catch up with it. Take time to listen to His Voice Yourself. Don’t rely on televangelists. Don’t wait in Sundays untill you hear from God. What if the church drive is buying a land and you attend there wanting to hear from God only to find out that you have to give sacrificially but you are so emotionally broke, you will go home disappointed. 

6) Check It’s Fruit. Can you see Christ in leaders? I admit that people wasn’t able to see that in me in the past. What they saw was a mean spirited me which was totally in contradiction of the fruit of the Holy Spirit. Galatians 5:22 says, But the fruit of the Sprit is love, joy, peace, patience, kindness, goodness, faith, gentleness, self-control. We won’t display this fruit overnight but it will eventually be shown as we constantly fellowship with Jesus Christ. 

7) Consider Praying Before Saying Yes. Don’t just commit because the leader is so charismatic or because you have nothing to do at home. Hear from God. Does He really want you to commit or does He wants you to get to know His Ways and Character? 

Let me tell you that you are where you belong. Make sure that where you are will shape you to the focal point of Christianity -Becoming Like Jesus Christ. 

In short, will people see JESUS in us at work, at home, with our friends after our association with the Local Church or they’ve seen the resurrection of the Pharisees in us. If that’s the case, back track a little bit and go back to the basic – JESUS. 

So going back if I still get mad if I have to help my family these days, then YES if I will follow my hormones but at the most, GIVING HAS GIVEN ME SO MUCH PLEASURE. 

It must have been so much of a pleasure to our Heavenly Father giving us an option to say YES His Son Jesus Christ so we will be reconciled back to Him amd it must have been Jesus PLEASURE TO SEE US CALLING HIS DAD AS OUR DAD though it cost His blood amd life. 

Jesus is our best option. 

Will you say YES to His Love and start a relationship with Him? I pray that you will say YES to a love that cost His very precious blood and life. 

Budgeting & Building Together

Who would have thought that on this year we would be tranferring residency? It never came on my mind when I welcomed 2017 but life happens and when it does we just have to LOOK UP and smile at the storm and to even feel better, laugh at it too. What’s on my mind was to tithe, to save, to give, and to spend. I learned about saving for an emergency fund from Rachel Cruze and I was so ignited with it that I shared that to my boyfriend again and again and again until the two of us were so convinced of its importance and so we did. March came and we received a surprise letter from our landlord that there will be an increase of rental in the coming months, motor vehicle were not allowed to park inside the premise and we just have one month to prepare. I could not thank God enough for preparing us way in advance. Had we not saved little by little then we must have been so stressed out with life surprises which by the way is not a surprise to God. We would have been borrowing money from a relative who may give in with side comments that may offend me and I might hate them (hahahaha) or they may refuse who knows. But I’m sure that my sister Cecile won’t but she has helped us way too much again and again and again and I guess  time to be an ADULT (hahaha).  Looking back, I was too sick and my boyfriend tried to borrow money from someone only to be turned down. Worst, he was told over why he chose a sickly woman who don’t eat vegetables. I was hurt then but’s now water under the bridge.

Now, we will be moving to a tiny and temporary house in the mountain top. It will be very slippery when it rains and too rocky and mountainous to climb day and night. I guess, it’s going to be a tiny bare house in the beginning since we don’t have any appliances to begin with but my heart is joyful to have it because of the grace of God. 

Last Sunday, I was lying down in bed thinking at my father’s room with so much pride of the goodness of God. Since the house is build with a deadline to meet, I’ve seen workers giving their strength to build for free. I have seen people giving us finances to start. I’ve witnessed my father, brother, Jason and Hannah worked with us beaming with joy. I have laid my eyes to my man who is the most excited about his first personal project to stand. 

At night, we sat down together budgeting how much is left with our emergency fund and how we can continue with what we have began. We have recorded all of our expenses and we have trusted to a God who will never fail to provide.

Last night my boyfriend expressed his desire for us to have an electricity and my heart broke into pieces when he said “but we have a limited fund.” I console him by saying that we should not despise our new beginnings because if we are faithful now then God can trust us with more. 

Yes, it’s a  small start up but it’s not made in debt. It’s really the Fatherhood of God who taught us to be responsible with our finances and with our lives. 

We build and budget together but we have God in between and that’s where our trust and confidence lies. 

So don’t belittle yourself simply because your life does not match with someone else. You are not called to compete and compare with them rather you are called to be grateful and to be faithful with what you have been given with. In the process, I believe God is building character that grows from glory to glory because that’s when we shine the most and in turn gives Him the glory.  

May God continue to be your corner stone in your building and budgeting together.

It was when we were so set to building the tiny house that the rain poured so hard that we opted to have orange brutus as our best shade:mrgreen::D

While budgeting and thinking and praying for miracles and breakthrough, we blessed our food, thanked the Lord and filled our stomach with sugar and cholesterol so help us God:mrgreen::mrgreen::mrgreen:

Year Of Construction

I woke up quite late today which makes my heart so glad since it’s Sunday and rest day be like (Hahaha). It looks like I am always catching for sleep wherever and whenever I can because my work requires me to be 100% present. And although I had been present, errors are inevitable, it can become too challenging at times but I am convince that there’s no challenge too harsh that Jesus can’t deal with. 

This has been an amazing year for me and my boyfriend. We are both challenged to believe in God for provision and He does while He  gently removes the greed in our hearts. We had been challenged to be a faithful steward with our finances by faithfully returning our tithes, consistently giving to someone when He instructed us to and to save for the future. We had been challenged to master our feelings specially when there are times that we don’t want to wake up to work but we have. Oh yeah-commitment test. Truly, the Lord has been molding us to become responsible. We had been challenged to submit to our bosses even when they strike us to pieces and it does help us maintain humility. That life is not our own and we can’t win in this life alone.

And today we had been challenged to believe God to do the impossible specially when it rains in summer in line when we only have the time to do the construction for our tiny house in the mountain tops (hahahaha). And on top of that, I only have one rest day and no more clothes to wear for the coming days. That means to say that we have so much in our plates. But as I am looking at it, I know that all these are tests to show if we are bearing fruits. The Bible said in the Book of Galatians 5:22 that the fruit of the Holy Spirit is love, joy, peace, patience, goodness, kindness, gentleness, faithfulness, and self control. 

And while I see all these challenges surrounding us, I can only exclaim that this must be our year of character construction to prepare us into becoming a beautiful building God wanted us to become. Deep inside my heart is a whole lot of trust that the God I said YES to when I was 10 years old has been watching and working behind the scene for our good. 

I am so glad to have experience what that is to live on earth under the government of the Lord Jesus Christ. 

And as I always say, my life CHANGED WHEN I SAID YES TO JESUS. I made so many mistakes in life but the best decision ever is being in a relationship with God’s Son called Jesus and to listen to the voice of His Spirit.

So in our most challenging days, we always have Jesus and that’s enough.

May all of you have a reason to smile, to hope, to believe, to trust and to see a brighter future. May all of you will say YES TO THE KING OF KINGS AND TO THE LORD OF LORDS. May all of you will find LOVE IN CHRIST. 

May all of you experience the greatest of life of being so loved by the one who died so we could all live.

MAY ALL OF YOU CAN SAY IN YOUR HEART WITH MINE – THANK YOU JESUS. 

Yes, it’s a year of construction but our building is soon to shine.

The Blessing Of An Emergency Fund

This year one of our goals with my boyfriend is to save. We learned upon watching financial expert Rachel Cruze that Baby Step number one is to save a thousand dollars for an emergency fund. We are in the Philippines so it should be fifty thousand pesos to save (P50, 000.00). Personally, I also learn from Minimalist Ninja (The Minimalist Ninja at Youtube) to be content and to live a minimalistic life. These people helps me to continue with my goal to save and so we did. We did NOT upgraded our gadgets. We continue to live a simple life and we just save and save. We did not just only do that, we continue to tithe and  give bless others financially when the Holy Spirit prompted us to do so. 

Last March, our landlord sent us a letter that they will not allow boarders to park their motorbike within the premises and on top of that they will increase the rental. Well, the rental increase seems big and we could not find another place to rent that fits our budget. So we finally decided that we will build a tiny house on the land that we have acquired last year, Praise Jesus. My boyfriend has been very active in planning and budgeting how much we will be spending and yes it’s somewhat  big but looking forward, we will not be paying for a monthly rent. 

Had we not saved money for emergency then this could have been a very stressful month for us. The Lord must have prepared us for this year. He definitely knows the future and it really pays to save. 

We will continue to save money and fill our emergency fund again while we will continue to save too for Baby Step Number 2 which is to Save for 3 to 6 months expenses. 

Proverbs 13:11 says dishonest money dwindles away, but whoever gathers money LITTLE BY LITTLE MAKES IT GROW (NIV).

Let’s not waste our energy at work by wasting money away. Let’s save first to avoid stress when emergency comes.

Cheers to a prosperous 2017

Sweetness In His Bones

I had been given the privileged to visit my boyfriend’s root this week and truth be told, I have so much to write that I don’t know where to start. I had been wanting to put everything in writing so one day when I will be 88 years old, I can look back and I  can proudly exclaimed over how blessed of a woman I am and yes, everything started when I said yes to Jesus. 

So I landed in their beautiful City called Pagadian because my boyfriend’s sister sponsored our fare, food, and everything in between. Fen, if you are reading this, thank you very much for not just sending your brothers back home. How sweet of you to include us (Me and Hannah) to witness our sister’s graduation. 

Again, I have so much in my heart to say but let me just express it one blog at a time. 

So let’s start with my boyfriend’s natural sweetness💟

That’s him and his grandmother. He always mentioned his grandma to me and when he saw her, he hugged her, bless her and just showed his affection towards her. I stood watching and tears flowed like a mighty river. Then he brought her to the dining area, feed her, took care of her, served her exactly like how he serves me when it is just the two of us together. I could not stop thanking Jesus again and again and again for gving me the sweetest man in the world. Not only that, we visited his grandmother’s home and told me where he came from and how he was taken cared of when he was a child. When it’s time to eat, he always go to lola’s house (grandma’s house)to  pick her up so she could eat well with us.

So I was following them while they were holding hands with my shade, tablet and umbrella crying. It was such a delight to watch. This time, he forgot his profession as an Engineer and instantly became the best grandson in the world. The man whom Jesus has blessed me with is such an extraordinary man with a heart that shines brightly than gold. He is such a gem from heaven. He seldoms talk about faith but his life is an expression of Jesus in this earth. 

********************************************************I had been praying to have a Godly man when I was 8 years old and hopefully gets married when I was 28 but when I turned 28 and the man did not come along, I kneeled down to Jesus and cried why it took so long. I waited and waited and held on to His promise that “HE HAS PREPARED SOMEONE SPECIAL FOR ME”. I was called names for not having a boyfriend but friends, when Jesus packaged it, it may take a long time in our time table, but the WAIT IS WORTH IT AFTER ALL. Behind the waiting was a man molded into becoming like Jesus Christ who will eventually treats me like Royalty, a Princess who was slowly molded into becoming like Christ.

And my love story started when I first said yes to Jesus. May you all out there try Jesus. May you all experience the Father’s heart for you In Christ💕

Jesus is indeed the sweetest and He give me His sweetest in this world. 

The Power Of A Generous & Praying Boyfriend

So last Saturday, my boyfriend had a company outing & I am glad that he has the time of his life just for himself regardless if he is with the same people. I am happy for their company’s decision to have some fun as well. 

I too has been given the privilege to meet with my bestfriend’s husband, name I will withheld to avoid much questions (hahaha). But, what really touches my heart was my boyfriend’s surprise gift for me -his way of letting me know that he was thinking about me while he was away. 

At dawn too when the motorcyle reach my workplace where he brings me every morning, he laid his hands on me trusting me to Jesus that His power will be enough to cover my shortcomings, my weaknesses, and my hormones (hahahaha).

As we have been together for 6 beautiful years, the gold in him continues to increase in it’s karat. His character shines brighter & brighter enough to remind me that the long wait was really worth it. 

Looking back, I was told by my churchmates that my boyfriend is nice is just that he does not have the money to marry me right away. I was hurt but I stayed not because I was desperate to have a boyfriend but because I knew deep in my heart that he is Jesus choice for me. 

Ruth Bell Graham once replied when interviewed that she would rather have her husband partime than having someone else fulltime. I’ve got the same answer. I would rather have my man than being with someone who has so much but is not trusting in Jesus.

By now, God has been faithful and we see His faithfulness for both in our lives. 

My prayerful boyfriend💗

My boyfriend’s generosity💗